228 loan Options
228 loan Options
Blog Article
(5) A list of retail banking solutions (like hours of operation, accessible loan and deposit products and solutions, and transaction expenses) generally made available in the lender's branches and descriptions of fabric variations in the availability or expense of services at distinct branches, if any.
(six) A map of each and every facility-based mostly evaluation area and, as relevant, Each individual retail lending assessment place showing the boundaries of the area and identifying the census tracts contained in the area, both about the map or inside of a separate record; and
The Board will take these feedback under consideration in connection with the financial institution's up coming scheduled CRA examination.
(i) The retail lending requires of its facility-dependent assessment parts, retail lending assessment locations, and outdoors retail lending space that are lined because of the prepare. A financial institution that originates or buys loans in a product line evaluated pursuant towards the Retail Lending Check in § 228.
네이버 검색창에 원하는 키워드를 입력하면 관련 정보를 빠르게 찾아볼 수 있습니다.
In taking into consideration CRA efficiency within an software explained in paragraph (a) of this area, the Board usually takes under consideration any views expressed by fascinated events which have been submitted in accordance Along with the Board's Principles of Technique established forth in twelve CFR component 262.
(D) A little financial institution might include things like a Neighborhood progress loan or Neighborhood development investment decision element and accompanying annual measurable goals in its approach.
(B) For every of a bank's facility-primarily based assessment parts inside of a nonmetropolitan spot, the Nonmetropolitan Nationwide Group Growth here Financing Benchmark steps the greenback volume of Local community advancement loans and Group growth investments that profit or provide nonmetropolitan locations while in the nationwide area for all big depository institutions compared to deposits located in nonmetropolitan parts during the nationwide location for all significant depository institutions.
A financial institution or price savings Affiliation's record of efficiency would be the foundation for denying or conditioning approval of an application shown in paragraph (a) of this area.
구글이나 빙 등 다른 검색 엔진을 사용하고 있다면, 검색창에 "네이버"를 입력하고 검색하면 네이버 홈페이지를 바로 찾아볼 수 있습니다.
(B) A lender apart from a large financial institution may include things like a community enhancement companies component and accompanying annual measurable plans in its program.
(x) An indicator for if the loan was to a business or farm for which gross annual revenues usually are not identified with the bank.
(iii) A financial institution that includes supplemental effectiveness evaluation factors with accompanying annual measurable plans in its system should specify the geographic spots the place those parts and objectives implement.
(i) The entirety of an individual MSA (utilizing the MSA boundaries which were in impact as of January 1 with the calendar year during which the delineation applies), excluding any counties In the large bank's facility-dependent evaluation areas; or